In reviewing my and my husband's credit report, we have a joint debt that was in collections. He was an authorized user. I settled with the CA and they reported it as settled on my CR (it was supposed to come off, according to the CA) It still shows on my husband's CR (both on Experian) as the full amount and in collections, no mention of a settlement. He has no other accounts with the OC. How do I deal with this?