Credit Report Score vs MYFICO

Discussion in 'Credit Talk' started by Subsailor, Aug 6, 2003.

  1. Subsailor

    Subsailor Member

    Has anyone ever had credit scores from credit reports lower than credit scores from MY FICO? I have heard of MY FICO scores being lower than the Credit Reports but not the other way around. I have a Mortage Company that I am trying to but a house with and she pulled my merged report from her place and the scores are about 50 points lower than what MY Fico scores are.
    Does this make since with anyone?
  2. Subsailor

    Subsailor Member

    Well I had my mortage broker pull my report again, I explained to her that something is wrong because MY FICO scores should be the real score. Well sure enough she pulled her merged report and her scores were the same as the MY FICO scores.

    So now I have TU = 705
    EX = 670
    EQ = 648
    So now "DUDE I'm GETTING A HOUSE!!!"
    These scores allowed me to get "PreApproved" and she has already called the builder and given him the OK to get started..
  3. iambroke

    iambroke Well-Known Member

    Congradulations!!! Let us know when you close! What an awesome feeling...getting your own home and getting it all organized.

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