I recently disputed some negative information on my credit file (60, 90, 120+ days late) reported with two of my credit cards. I disputed this information through all three credit bureaus. Although the information was accurate, both creditors reported back 'never late' to all three bureaus. Did I just get lucky? Has this happened to anyone else? I am afraid that it might revert back someday. Is there anything illegal about the change if the creditor AGREES to have it removed? Thanks Crobb
