Do I need an individual report from each EQ, TU, and EX or a merged? Also do you guys use a monitoring service or how can you check you info so often? Do I dispute all the incorrect personal info ie work, address etc or leave it as it stands...hardly anyone seems to know where I am.
You should get a separate report from Equifax, Experian, and TransUnion. (Also from Innovis, if you can get them to send you one.) It's almost impossible for all 3 of the reports to have exactly the same information, so you need to look at each of the three reports separately to see where each one is incorrect. You can order to get your reports through the mail at the following toll-free numbers: Equifax - (888)685-1111 Experian - (888)397-3742 TransUnion - (800)888-4213