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Credit report

Discussion in 'Credit Talk' started by lkemp38, May 27, 2003.

  1. May 27, 2003 #1
    lkemp38

    lkemp38 Member

    Hi everyone. I am no longer a newbie. I want to thank all that have helped me clear up my credit. I am now in the home buying process. Special thanks to beta. I just have a quick question. If an account has been charged off; the CRA is given seven years to take it off or can the CA re-report it for another 7 years. Please respond.
     
  3. May 27, 2003 #2
    happy_texa

    happy_texa Active Member

    After 7 years, the CRA must remove the account. The CA cannot re-report it.
     
  4. May 27, 2003 #3
    lkemp38

    lkemp38 Member

    Thanks for the response. The CRA is stating that the CA can report it again and then give it another 7 years on the credit report. I knew it was a lie.
     
  5. May 28, 2003 #4
    lbrown59

    lbrown59 Well-Known Member

    Hi everyone. I am no longer a newbie. I want to thank all that have helped me clear up my credit. I am now in the home buying process. Special thanks to beta. I just have a quick question. If an account has been charged off; the CRA is given seven years to take it off or can the CA re-report it for another 7 years. Please respond.
    lkemp38
     

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