Generally, which is the best way to monitor your CR's and scores. Any of the 3 in 1 reports offered by the CRA's or order them sepearately. Personally, I don't care for the 3 in 1 on account if you want to sent a copy to the CRA, they have access to the info from the other 2 CRA's. I'm new at this so I'm not sure it even matters. The first time I pulled my CR's electronically and disputed online, I a total of 5 lates removed, 2 old tradelines. I then sent follow-up letter to dispute the remaining ones. Would like to pull new CR's but wondering what's the best and most accurate way to go. Thanks!
Im no expert. But i use Equifax. Equifax seems the best choice for me. I cleaned up all my credit (Fico 760 now) i had a CA file before. 30-60 late, now all gone, through disputes. Also, Equifax for some reason, is the lowest of all 3 CRAs in scoring (from what i seen here). So with my score being 760 from EQ, im figuring my scores on the other two CRAs are high.