Credit reports pulled.

Discussion in 'Credit Talk' started by roni, Mar 10, 2001.

  1. roni

    roni Well-Known Member

    I was looking over my inquiries section of the 3n1 report(which was very long), I had noticed the following pattern at least for me living in the East coat, Pa-NY.

    Nordstrom- Transunion and Experian
    MBNA - Experian and Transunion
    Cap1 - Experian
    Target - Experian(twice)
    Chase - Transunion(twice)
    Citibank - Transunion (twice)
    Mobile - Transunion
    Nextcard - transunion and experian
    Macy's - equifax
    Victoria's Secrets - experian

  2. Jim

    Jim Well-Known Member

    Update Millenium

    For J. Shimmer
  3. river

    river Well-Known Member

    Which is best report? Didn't know creditors pulled more than one report for single decision.
  4. roni

    roni Well-Known Member

    I applied more than once with some of these. Some in the summer and then this month. Living in Pa I think explains some of my transunion reports. EXPERIAN is my best report I would say- only 2 delinquencies paid....student loans.

  5. Ron

    Ron Well-Known Member

    In state of Texas, the creditors may pull following credit bureaus:
    FCNB M/C--TransUnion
    GM Card---Equifax
    Citibank,AT&T Universal, Citibank USA--TransUnion
    Household Retail Services--Experian
    Amercan Express--Experian
    Associates National Bank--Equifax
    Bank Of America--TransUnion or Equifax
    Cap 1--all three credit bureaus
    Monogram Credit Bank/GE Capital--Experian
    First USA, Fleet Bank--Experian
    MBNA--TransUnion or Experian
    People Bank--Experian
    Wells Fargo Bank--Experian or TransUnion
    Target, mervyns--Equifax

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