I was looking over my inquiries section of the 3n1 report(which was very long), I had noticed the following pattern at least for me living in the East coat, Pa-NY. Nordstrom- Transunion and Experian MBNA - Experian and Transunion Cap1 - Experian Target - Experian(twice) Chase - Transunion(twice) Citibank - Transunion (twice) Mobile - Transunion Nextcard - transunion and experian Macy's - equifax Victoria's Secrets - experian roni
I applied more than once with some of these. Some in the summer and then this month. Living in Pa I think explains some of my transunion reports. EXPERIAN is my best report I would say- only 2 delinquencies paid....student loans. roni
In state of Texas, the creditors may pull following credit bureaus: FCNB M/C--TransUnion GM Card---Equifax Citibank,AT&T Universal, Citibank USA--TransUnion Household Retail Services--Experian Amercan Express--Experian Associates National Bank--Equifax Bank Of America--TransUnion or Equifax Cap 1--all three credit bureaus Monogram Credit Bank/GE Capital--Experian First USA, Fleet Bank--Experian Sears--Equifax MBNA--TransUnion or Experian People Bank--Experian Wells Fargo Bank--Experian or TransUnion Providian--Experian Target, mervyns--Equifax
