I am new to this credit game but I was wondering if anyone knew at the end of the 7 years(if it is 7 years)if info starts rolling off your credit report one month by one month or by years. I had a couple 30 days late back in 94 but known since so I am waiting.Also How long does it take for the credit inquries to disappear.Any info would help...Thanks,Ron
Derogatory items should drop off one at a time, as they each individually expire. Late-pays that occured in different months should each come off separately. Inquiries can remain for up to two years, although sometimes they seem to disappear before that. -- CardReport.Com - Credit Tools, News, And Reference http://www.cardreport.com/
