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Discussion in 'Credit Talk' started by Kena, Sep 29, 2000.
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Kena, hate to say it but you screwed up big time, by paying this off.
The creditor can report this for 7 years after the LAST PAYMENT, so you extended this another 7 years by paying it off.
You should have disputed the item instead of paying it as it had been over 7 yrs. already!
Try disputing it on the grounds that the item was over 7 yrs when you paid it, and should have fallen off!