When you guys are in dispute about an account with a CRA do you all sign up with the services that allow you to get your report everyday online? (TU/EXP/EQ) It seems as though this is what most of you do. I was just wondering if this is the "best" way you guys have found to keep an eye out for your reports and to spot any violations delets etc..
Creditwatch (EQ) and Creditexpert (EX) are the best deals around when it comes to monitoring your reports. Both unlimited. Both direct from the source. Used to be about $12 per report (with score). Now that adds up. Both CE and CW run about $60-$70 a year. Also, both offer free 30 day trials. As far as TU goes, I just pull my report once and a while when I need to check up on any progress.
I havge a copy of my Experian and I just click on the request an investigation tab, fill out the report number and it lets me see it daily without signing up for the service. It states the number is only good for 90 days.
It seems as though the computer that allows you to see your reports online only works for certain address? I tired to get my report went through the whole process then at then end tells me it cannot proceed. I called the CRA and spoke with a rep who told me that certain address the computer cant or wont read and you CANNOT view your reports online. I would have to use snail mail. He said he would send me a free report by mail and when we went over the address they had it was incomplete (no apt number) I ask him to change/correct my address and he said the computer would not let him do so. I am not even sure if I will get the report now. Do you guys know of anyway I can update/change my address on my credit report? Even if I have to use a mailing address to get the reports thats fine but I would at the very least like to get them by mail so I cna check them out.
