My Situation: I am 18 years old... I applied for a credit card when i first turned 18 at the time i had a job... I then quit my job so that i could finish high school and my credit card was already maxed out.... my limit was 500 dollars.... so at the end i missed about 6 months of payments and my balance was like 780 something.... bank of america closed the account but i am still paying on the account now the balance now is 543.00.... I was wondering what can i do to approve my credit faster..... Should i get a secured credit card (If so what company has the best secured Credit card)? *The bank of america credit card is the only credit i have on my history and is the only credit card i have ever had.... any help would be appericated.. Thanks, Brandon
Right now only time will help with your credit.You have no history and what little you do is bad.Now pay off you Boa,if you can get added to a credit card as an au that's in good standing.See if your bank would give you a small loan in an account that you pay the loan from so you never have the money.
