Just got my score at Qspace and it is not too good...582! Boy, is my face red. Anyway, there was an item from a NCO Financial Systems in Washington. Anyone ever dealt with these folks? Also, I need someone to give me an example of a letter to get an agency to validate a debt.
Re: credit score-My face is RE First off don't go by qspace, if you want your true score go to equifax and be patient. My qspace score was 645 acutal score 677 hubby's qspace was 640 actual 577!!! They are not reliable!!!
Re: credit score-My face is RE Hmmm....I jsut got a letter from NCO Financial yesterday....see my other post from today directed to former X.Com'ers. Did you have an account with them?
Re: credit score-My face is RE I called them on two different occassions and they cannot even tell me what the account is for...
Re: credit score-My face is RE Same with me, (turned out to be an old discover card.) I sent them a letter demanding that they provide proof of the debt. They couldnt do it, and sent me a letter saying they would delete the entry. THey deleted it that week.