by one point by 12/5/05 so that when we pull the credit on that date I will have the score I need to qualify for a mortgage program. Anyone have any ideas on what I can do in that short of a time period?
Hard to say. If you contest things on the report, the creditors have 30 days or so to respond, so there's no guarantee that something would be corrected in that period of time. An alternative might be to find another mortgage program which would accept the present scores. Contact me privately if you would like a little more info.