1. Jan 3, 2011 #1
   

   ricefed Member

   How long after a bank reports an on time payment does your score get adjusted?

    

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3. Jan 3, 2011 #2
   

   JoshuaHeckathorn Administrator

   Scores are real time. So, as soon as something shows up on your credit reports it's factored into your FICO scores.

    

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