I have 6 charge offs from 5 to 6 years ago. How badly does this affect my credit score. For the last 5 years I have hardly incurred any debt and I have no more negative reports.
RE: Credit Score with Charge O Michael: Charge offs and other serious delinquencies can definitely affect your credit score, they will stay on your credit report for 7 years. A.F. ---------------------- Bad Credit? No Credit? Let Us Help! http://www.Creditinsiders.com
