Good Evening All, I have two loans that are closed. The original status was "paid/never late". Equifax has changed the status of the accounts to "closed by consumer". Does this status decrease or increase by credit score? Should I have the accounts with the status of "paid/never late.
Check the status.... so long as you have _1 (R, I, O) you're fine... both are positive comments that from my personal experience do not factor into the score.
