I have a fico score of 630 on my trans union credit report. Is this a pretty good score to start out with?
well, mine is a 550 so i think a 630 would be wonderful! on a serious note, 630 is decent - not great, but not a 550 either. you need a 620 to get decent home loan rates and 100% financing; rate of about 6% on auto loans; some reasonable unsecured cards. your ideal goal should be 720 - this will get you the best rates for anything. keep reading creditnet and you will get there!
hey thanks for the reply i'm trying to get my score above 650 so i can see if i can qualify for more prime cards.but would like to know what cra's pull trans union credit reports.
i believe their is a thread about a website called whopulledmycredit - i believe it is a yahoo sponsored site. this might be of some help to you. if i find the link i will post it.
OMG - i am an idiot. the title at the top of the page "who pulled my credit" should have tipped me off - LOL! here is the actual link: http://groups.yahoo.com/group/whopulledmycredit/
