Well, I pulled my credit reports to see what was going on...after my fights from 6 months ago. It seems that everything is being reported corretly now. Here is the latest scores....1 year 2 months after C7 discharge (Discharge = 03/2004). TransUnion = 664 Equifax = 669 Experian = 635 I have only an Orchard Card....which started as $300 and now $700 credit limit. And, I kept paying my Nissan auto loan on time. Even though they were included in the bankruptcy and never re-affirmed, there is no mention of included in bankruptcy. They report each month to all 3 with "on time" and the notation "Never Late".
