Does anyone know what a typical score is prior to BK discharge? Is it likely to increase after discharge? Should I pull the reports prior to discharge or wait until after to rectify any erroneous information? Thank you for your help.
1. Score will never increase right after a BK.. How far it will drop really depends on how bad off you are when you File BK 2. As far as what scores run prior to.. those really dont matter.. as someone with a 700 can as easily claim BK as someone with a 300 can.. Really depends how far behind you let yourself get before claiming BK. 3. As far as pulling your reports.. I would just wait until after you claim your BK.. If that is the route your taking.. then work on clearing it afterwards
Sorry.. In fact I would pull a report.. to make sure you include everything in your BK.. Perhaps a collection agency that no longer is calling or what have you.. Get all those bad boys in there.. The score at this time doesnt matter .. work on that once you clear the debts