1. What's the best and cheapest way to get my credit scores. 2. How long after disputing and item getting it either deleted or updated does it have an affect on the credit score.
if you purchase your score through the CRA it may cost a bit more but save you from adding another hard inquiry .. if you went through a mortgage co to get the 3 in 1 deal its cheaper I think but the Inquiry may bring your score down. as far as how long it takes to update and effect the score I'm not sure but maybe someone on here has experience in that.
I tried Mycreditkeeper.com and I was so disappointed. My reports from all 3 bureaus at that site are so different from the reports I just recently received from the bureaus. And my scores much lower. I just signed up today, going to cancel tomorrow.
there is a credit place called my perfect credit, and they give you 24 hour 7 day a week access to your credit scores. plus they only charge about 4.9 to .9 per disputed item, that you choose to dispute.
