Does anyone know if when the revolving debt to limit ratio is calculated whether department store cardsare included along with the visa and m/c's? For example you have one visa card with a $1K limit and owe a $50. You also have one department store card with a $600 dollar limit and owe $10. Is the revolving debt to limit ratio $60/$1600? You can thank the magic of FICO scoring for questions like this.
