Are any gurus out here that can guide me on this one? Providian was original debt for about $1K. They charged-off in 1/2001. Apparently it was sold to Asset Acceptance at some point and subsequently purchased from them by Credit Store. Instead of updating the original debt as paid collection, they added the new account (with a different account number!). I have already disputed the Providian account with TU. How can I get the new account off? It nailed me by 50 points. Old account: PROVIDIAN # xxxxxxxxxxxxxxxx REVOLVING ACCOUNT ACCT INFO DISPUTED BY CONSUMR CREDIT CARD UPDATED 10/2001 BALANCE: $955 INDIVIDUAL ACCOUNT OPENED 05/1998 MOST OWED: $977 CLOSED 01/2001 >PAST DUE: $400< >STATUS AS OF 01/2001: CHARGED OFF AS BAD DEBT< New account: >COLLECTION RECORD< YA1ZGC001 THE CRED ST # xxxxxxx OPEN ACCOUNT >PAID COLLECTION< FACTORING COMPANY ACCOUNT UPDATED 12/2001 BALANCE: $0 INDIVIDUAL ACCOUNT PLACED 11/2001 MOST OWED: $978 12ASSET ACCEPTNCE CORP PUR FROM PAID OFF 06/2000 >STATUS AS OF 06/2000: PAYMENT AFTER CHARGE OFF/COLLECTION<