Credit Store details - help

Discussion in 'Credit Talk' started by tmitchell, Jan 16, 2002.

  1. tmitchell

    tmitchell Well-Known Member

    Are any gurus out here that can guide me on this one?

    Providian was original debt for about $1K. They charged-off in 1/2001. Apparently it was sold to Asset Acceptance at some point and subsequently purchased from them by Credit Store.

    Instead of updating the original debt as paid collection, they added the new account (with a different account number!).

    I have already disputed the Providian account with TU. How can I get the new account off? It nailed me by 50 points.

    Old account:

    PROVIDIAN # xxxxxxxxxxxxxxxx REVOLVING ACCOUNT
    ACCT INFO DISPUTED BY CONSUMR CREDIT CARD
    UPDATED 10/2001 BALANCE: $955 INDIVIDUAL ACCOUNT
    OPENED 05/1998 MOST OWED: $977
    CLOSED 01/2001 >PAST DUE: $400<
    >STATUS AS OF 01/2001: CHARGED OFF AS BAD DEBT<


    New account:

    >COLLECTION RECORD<
    YA1ZGC001
    THE CRED ST # xxxxxxx OPEN ACCOUNT
    >PAID COLLECTION< FACTORING COMPANY ACCOUNT
    UPDATED 12/2001 BALANCE: $0 INDIVIDUAL ACCOUNT
    PLACED 11/2001 MOST OWED: $978 12ASSET ACCEPTNCE CORP PUR FROM
    PAID OFF 06/2000
    >STATUS AS OF 06/2000: PAYMENT AFTER CHARGE OFF/COLLECTION<
     

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