My credit union called me to tell me I was approved for $500 overdraft protection and the low rate Visa Gold (7.25% but only for $2,500). I had to go to the branch this afternoon and "close" on the credit card and overdraft. I really have too many credit cards right now (what a weird feeling). I have Credit Union Visa Gold Target Visa Two Citi Platinum Select MasterCards Household Bank MasterCard Orchard Bank MasterCard Capital One Gold MasterCard Umbrella Bank Platinum (with another one on the way) Umbrella Bank Classic (arrived in the mail today) State Farm Bank Visa Platinum Providian Gold Visa Providian Gold MasterCard American Express Green Mervyn's Home Depot Ultimate Electronics Walmart I think I need to go into account closing mode.
Congrats. It may be to time to consider cutting a few cards as long as it is not so quick that it hurts your score.
