I have been checking my credit reports, and noticed my auto loan is only on Equifax. Well, I contacted them about it, and they said they ONLY report to Equifax. I'm kinda ticked about that, because that's half-ass, it doesn't depict my actual credit picture. What should I do? How can I get them to report to all 3 bureaus?
You can't make them report it to all three bureaus. In fact there are still credit unions that do not report to any bureaus at all. I called prior to opening any loan with the credit union to make sure they reported the loan to at least TU since TU is pulled the most. When you call they will tell you if they report and usually will tell to whom. I think that you can pay Experian and TU to add this account to your report. Not sure of the cost, but I think others here have done this and can be of help.
Better yet......how do you get ANYTHING at 17 let alone an auto loan? Well I did have a Mervyn's card at 15 so....
18? That is overseas. Here in the U.S. in every state I know of, you get your license at 16. I have a full, unrestricted license. I've had it a year and a half now. Prior to that, I had a school license which let me drive to and from school and activities. In Iowa, you get your learners permit at age 14. Other states vary, but as far as the 18 thing, that's not true here. I got the loan co-signed with my mom.
