What are my chances of getting a credit union loan? My TU score is 625. I have 3 cards that are almost maxed out. And a car loan thru the credit union.
If your goal is to consolidate the three maxed cards into a CU loan then you may have a shot. If you are just trying to get "additional" credit it could be dicey. Your best bet is to meet, in person, with a credit union representative and go over everything together, including your reports. They would be much easier to work with than a bank. If you agreed to direct deposits of your pay into a Credit Union checking account along with the loan payments being allowed to be direct debited from that account you might be able to swing it. Good luck.
