Hello, Between me and my Fiancee we have 5 accounts at Suntrust Bank. I have always known the benefits of a CU for loans among other things such as fees. I just went online and discovered 2 Credit Unions in my area that offer checking and savings accounts without fees. I do most of my banking online as well especially the bill pay feature. We currently pay about $20 a month in fees and if we joined either credit union my total fees would = $7.00. But the CU is about 8 miles away as where my current bank is only 1 mile away. Is making the switch that important ? We both already have autoloans but we are planning to buy a home next year. Our scores are in the very low 600 range so I am not sure we would even get approved through them for anything anyways ? Just looking for opinons thanks...
