I went from 97% utilization on my Credit Cards to under 50% (42% to be exact) and all I got was a 32 point boost.... whats up with that? I was expecting somewhere around 80 since they made it seem like it was such a big deal. Check out my scores with the dates... still waiting for them to report to TU on the FAKO scores Fico was pulled before they posted the large payments
CRA's SUCK... its a scheme... probably based on the area where you live, income, and other things that should have no bearing on credit....
