Just got off the phone with Equifax regarding Credit Watch. You do have unlimited access to your report and score, BUT you must wait atleast 24 hours before viewing another fresh report and score, anything before the 24 hours since the last time you viewed it, you will view your old report. But after the 24 hours has passed since viewing your report and score, you will have access to a fresh report and score. Hope this solves all the confusion this morning
cool it always throws in 2-3 inquiries per pull. I'm gonna pull my report every day now, and by the end of the year i'll have 1000 inquiries.
How does everyone like CreditWatch, is it alot like CreditExpert? Also, what is the cost per year? I want to say it is around $39, but am not sure. Also, since it deals with Equifax, is it your true FICO score, or Equifax's made up one? Thank you. Dani
Dani, it is $69 a year after the 30 day trial. It doesn't have all the extra calculators etc. like creditexpert, but it is your real fico score.
I just hope their email notifications work properly. To this day I have only gotten ONE count them ONE notification from Experian, and this account had appeared on the report a month PRIOR to them notifing me. I have complained several times and they always try to blame it on my settings, which is a crock of ****.
I was wondering. Doesn't Equifax choke online when your credit file gets too large? Imagine a 1,000 inquires on your report. Tim
