Anyone have a preference between Credit Watch and Privista? Credit Watch seems to be much more expensive ($69 vs. $29) Does Privista still not provide the true FICO? And what about CreditExpert for the EX report: Anyone here have it? Do you like it? is it worth it? Between the two (CreditWatch vs. CreditExpert) do you think I should get first? Thanks for any info,
Go with CW, unless you're really worried about the $. There are discounts to get CW for $59.45 if you search. I have had Privista for over a year now, and just recently signed on with CW for the 30 days free. I was amazed at how much Privista does not reveal, I'll be keeping CW and not Privista. The Privista score is debatable as to how close it is to FICO. It's informative, but not dependable. Plus, Privista supplies your report once per week, where CW gives you reports daily. CW shows you all of your inquiries, including AR's. I could think of a lot more reasons, but CW is very much worth the extra $$ IMHO. Good luck!
