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Discussion in 'Credit Talk' started by joe mama, Nov 2, 2000.
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To start out with, they look at your credit history, credit limits of other accounts, income, debt-to-income ratio, etc. After you've had the card (when looking at you for increases), they take into consideration your payment history (do you pay the minimum, more, or the whole balance?), do you always run close to maxing out, etc.
Hope it helps!