I disputed all 14 "hard inquiries" on my Experian report, since Creditexpert became available in June. They have now all been deleted. My understanding is that if I choose to dispute my "soft inquiries" - some of them can be disputed and others cannot. Can anyone provide any insight here?? Again, I would like to thank the board for letting me know how to painlessly get rid of my hard inquiries on Experian. Best regards - Jim