I just received a solicitation email from Experian regarding the CreditExpert product, which I already subscribe to. Funny -- here's part of what it says: Dear Consumer, Your FREE Online Credit Report is waiting for YOU! Do you know YOUR score? Find out by clicking here! You'll also get a FREE trial of our powerful online credit management tool, CreditExpert. Did you know that having debt could actually improve your credit score? Or, that canceling credit cards could actually hurt your score? Those who use CreditExpert do! Here's what YOU'LL get: INSTANT online access to your credit report - see it now! Your ACTUAL CREDIT SCORE used by lenders - not a simulation! Daily EMAIL UPDATES that notify you of changes in your credit report - be alerted to fraud! UNLIMITED ACCESS to your credit report for one full year! INSIDER TIPS on improving your credit score - solve the mystery! CreditExpert is designed by an actual credit bureau, Experian, making it the best product available for monitoring and showing you how to improve your credit. With crimes like identity theft on the rise, it's time to take charge! Click Here to get your FREE, no obligation Online Credit Report and FREE 30 day trial of CreditExpert - a $79.95 value! HURRY! This one-of-a-kind offer won't last long! It's time YOU enjoy peace of mind by taking control of your credit health! It says "Your ACTUAL CREDIT SCORE used by lenders - not a simulation!". Did this changed? When did they start providing our "actual" score aka not a simulation ??
Your ACTUAL CREDIT SCORE used by lenders - not a simulation! But is it F.I.C.O. or F.A.C.O. (it is as clear as MUD)
