score went from 702 to 736---these were 2 paid accounts that were closed 4 years ago.I disputed 4 30 day lates and 2 came back verified.Has anyone had any deletions done on experian that came back after deletion.???
Unfortunately, yes. I had an annoying $40 collection account reinserted after an initial deletion. This is a CA for a utility company, and I haven't gotten them to agree to a deletion in exchange for payment (b/c the amout is so small).
I had my arrow financial deletion come back on experian several times. They are absolute liars. I think they truly do soft deletions so watch out.
I've just had a $675 charge-off from 3/2001 and 3 inquiries (less than 6 months old) deleted from Experian but my score hasn't budged an inch - still 578 on CreditExpert! Does anyone know for a fact that the score updates at certain intervals? Tom