I don't know about the reports. My score went up today for the first time. And, my credit card company posted info yesterday. I've only had it for a week but that's the only activity that's happened.
I believe this question was addressed on a previous post. Do a search on creditexpert. If I recall, there was no clear answer. Experian stated the reports are updated daily, but my balances have been paid off on several accounts last month, but they still show balances. Mike G.
I have been a Creditexpert client for 6 weeks. I believe that they actually do update your score daily. But something significant has to happen in order to change the score. My score has changed 3 times in the last week. Some weeks it never changed. Also, when I had a credit inquiry, I could see the inquiry in the morning but the score changed about 8:00 p.m. in the evening. Some of the info on the credit manager screen changes appears to be updated on the first of the month. Today, a credit card company cashed my check so my balance is zero. In early September, it will probably be reported and show up on my credit report.
