CreditExpert is it the real score? I am confused maybe someone can help me out on this one. My CE score is a 100 points lower than the simulator but the simulator matches the eloan score which is derived from the Experian report, can someone clarify, because I am beginning to doubt the Credit Expert score, It says that the main factor my score is not higher is because I have not had credit established for longer than five years but on the simulator its 3 years and I thought that is what fico uses also. Any thoughts? Thanks, Cypri
