I just got an email pushing creditexper. In the ad it says that the score they give us is the real score seen by creditors, not a simulation. I thought it was a simulation?? Below is the ad. Your FREE Online Credit Report is waiting for YOU! Do you know YOUR score? Find out by clicking here! You'll also get a FREE trial of our powerful online credit management tool, CreditExpert. Did you know that having debt could actually improve your credit score? Or, that canceling credit cards could actually hurt your score? Those who use CreditExpert do! Here's what YOU'LL get: INSTANT online access to your credit report - see it now! Your ACTUAL CREDIT SCORE used by lenders - not a simulation! Daily EMAIL UPDATES that notify you of changes in your credit report - be alerted to fraud! UNLIMITED ACCESS to your credit report for one full year! INSIDER TIPS on improving your credit score - solve the mystery! CreditExpert is designed by an actual credit bureau, Experian, making it the best product available for monitoring and showing you how to improve your credit. With crimes like identity theft on the rise, it's time to take charge! Click Here to get your FREE, no obligation Online Credit Report and FREE 30 day trial of CreditExpert - a $79.95 value! HURRY! This one-of-a-kind offer won't last long! It's time YOU enjoy peace of mind by taking control of your credit health! Sincerely, CreditExpert Customer Support
Interesting. I guess someone could put CreditExpert to the test by pulling their CE report and going to their local bank or CU and having them pull a report the same day.