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creditnet can you help ?

Discussion in 'Credit Talk' started by edoggie, May 17, 2003.

  1. May 17, 2003 #1
    edoggie

    edoggie Well-Known Member

    All,

    I'm looking for an insurance company that does not pull credit when underwriting homeowners insurance. If you know of any, please let me know. The state I'm in is PA.

    I know this is almost impossible but maybe you guys know of some companies that don't enforce such a policy.
     
  3. May 17, 2003 #2
    GEORGE

    GEORGE Well-Known Member

    NO CLAIMS, NO TICKETS, NO ACCIDENTS IN 25+ YEARS...the insurance industry "THINKS" you WILL have some (because you have so-so credit or bad credit)...SO THEY GIVE YOU HIGHER RATES FOR THE NEXT 25 YEARS!!! BUT YOU STILL HAVE NO CLAIMS, NO TICKETS, NO ACCIDENTS FOR THE NEXT 25 YEARS!!!

    THEY WIN...YOU LOSE!!!
     
  4. May 17, 2003 #3
    GEORGE

    GEORGE Well-Known Member

    You GOTTA' ask before you answer ONE QUESTION!!!!!!!

    Some insurance companies think a "HARD" does not hurt...SO ASK IF THEY ARE GOING TO PULL A CREDIT REPORT...99% CHANCE IT WILL BE A "HARD"
     
  5. May 17, 2003 #4
    Mycroft

    Mycroft Well-Known Member

    American Family Insurance. They don't check credit.
     
  6. May 18, 2003 #5
    edoggie

    edoggie Well-Known Member

    MyCroftK,

    thanks but they don't appear to write policies in Pennsylvania :(.
     
  7. May 18, 2003 #6
    jlynn

    jlynn Well-Known Member

    I've read on here, if you tell Geico not to pull a report, they won't.
     
  8. May 18, 2003 #7
    breeze

    breeze Well-Known Member

    That's for auto. For homeowner's they always do.
     
  9. May 18, 2003 #8
    edoggie

    edoggie Well-Known Member

    breeze andMyCroft thanx... I'm calling first thing in the morning.
     

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