How can I get action from an OC? Since I gotta remove the DOC post above...I will add this one in its place:
Re: How can I get action from an OC? estoppel is spelled estoppel. What is BDD? What is that "search" box there for? What is millcbs [or is this part of who pulls where]? I have a charge-off (or any derogatory) I want to get off my credit report, where do I start? Should I dispute online, by telephone or by mail? What's an AU? What's a hard vs. soft inquiry?
Re: How can I get action from an OC? woops. fixed now What is that "search" box there for? What is millcbs [or is this part of who pulls where]? these are in there - yea Mills is under the who pulls what What is BDD? I have a charge-off (or any derogatory) I want to get off my credit report, where do I start? Should I dispute online, by telephone or by mail? What's an AU? What's a hard vs. soft inquiry? just what I need...I will add search for prior post on these answers and incorporate...thanks Solzy -Peace, Dave
Re: How can I get action from an OC? Can I dispute a bankruptcy? What is ____ acronym? Who is Mr. Cooke and why should I care?
Re: How can I get action from an OC? Thank you all for your time and efforts. This is most greatly appreciated. Sincerely, pbm
Re: How can I get action from an OC? Group effort...I hope it can help us all. Thank you too. -Peace, Dave
Re: How can I get action from an OC? Added: -I have been trying to get answers but no one seems to respond to my posts -It says 25 responses but I can only see the last five -What does <BUMP> mean? -So many people use abbreviations, what if I don't know what they mean? -Can I email another CreditNet user directly? Thanks for the input. -Peace, Dave
i sure would like to see a section dealing with how to handle paid charge offs this letter by javan is only one that i have found so far that approaches this subject directly - i am probably not using the right words for searching but something in the faq would be good http://consumers.creditnet.com/stra...ad.php?s=&goto=newpost&threadid=24809&pgnum=1 also.... the link to psychdocs post about dealing with the original creditor? the link to "killer's success" goes nowhere! hehe, i wanted to see that one! peace, jimrie
Jimrie I am a bit cautious about putting things like "how do I deal with a paid charge-off" in the FAQ because I think it will mean that it will eventually need to include "unpaid charge-off" then "paid judgment" then "unpaid judgment" you get the idea...it will soon be longer than the Board itself. Maybe if you could help gather several together, I will try to group them into a section of "where to find quick answers on XYZ?" and go that way. If anyone has any ideas that would help too, if you folks think I should include those kinds of questions in the FAQ let me know. -Peace, Dave Oh Meanwhile: Killer Link corrected (Thanks Doc and Jimrie) Added "Can I record a phonecall"
Erica, I am looking for a good post concerning re-insertion. Thanks. Added:Innovis and ICS links to Credit Report Section; "categorized" faqs -Peace, Dave
Dave, I noticed a typo on a link on the faqs site. It is in the "where can I get my score". You mistyped, www.creditxpert as creditxpret.
Here's my letter to Experian RE: re-insertion... To Whom it May Concern: It has come to my attention, through recent and past credit reports, that you have allowed information to be reinserted into my credit file that has been previously deleted. Pursuant to the FCRA, I'd like to be provided with copies of the certification required for reinsertion for the following accounts: * * * I will allow you 15 days to furnish this information, however if you do not provide the information requested, you must delete and "cloak" the accounts as required by the FCRA. Thank you, Erica
I like it... I will update the FAQ this weekend, I have a few additions sent recently. Thanks Erica. -Peace, Dave
