I have an active MasterCard account. I noticed that it isn't appearing on any of my credit reports ( I have a copy of all three). I called the issuing bank last month and they said they will ensure that it gets reported. Well I checked again this month and still isn't showing. I opened this account in 04/2000. I called the bank today and they asked me to fax ALL THREE copies to them! They said that this is the only way they can solve the problem! I can't believe this! Why can't they contact the CRA's and see what going on. I don't feel comfortable faxing my credit reports! This bank advertising a lot on the internet and says they report to all 3 CRA's. What should I do? I called equifax today and they said they have no record of this bank reporting. Who is lying to me?