Status: Creditor cannot locate individual/never late Account History: Creditor cannot locate individual 11/30/1998 to 03/19/2001 This is crazy and I will dispute it. I get my statements every month and have never missed a payment. Has anyone ever seen this before? Since the time span goes up to my last statement date, is this considered a current/recent "negative"? Any clue what the impact on a credit score might be?