I posted this to the sticky thread, but I thought this newest feature for Who Pulled My Credit deserved a brief mention. I've added a fourth chart called "Top Creditor Patterns" which analyzes the pull patterns for the top creditors. ("Top creditors" are those with at least 10 reported inquiries.) This will help to provide quick answers to questions like, "Where can I apply to guarantee an inquiry on a particular CRA?" and "Where can I apply to avoid an inquiry on a particular CRA?", etc. The four charts update with each spreadsheet revision, and that occurs 1-2x per week. (I love math.) I really do hope this proves to be helpful to those who: -- need to suffer "damages" at a particular CRA because of a planned legal action -- want to maximize their chances of acquiring new credit Doc
