Creditor inquiry

Discussion in 'Credit Talk' started by PFunk, Apr 10, 2002.

  1. PFunk

    PFunk Member

    I've noticed that Wells Fargo pulls a hard inquury on my equifax report EVERY month. I do have a loan with them. Can they legally pull a hard inquiry every month? When I pulled my score one of the reason stated was the number of inquires. The only inquires on my account are from Well Fargo.
     
  2. GEORGE

    GEORGE Well-Known Member

    NO!!!

    NO PERMISSABLE PURPOSE...

    IT'S CALLED "TAINTING" YOUR CREDIT REPORT...
     
  3. GEORGE

    GEORGE Well-Known Member

    Your POSITIVE it's "HARD" ???

    No AR, AM, PRM making it a "SOFT" ???

    ALL IT SAYS IS WELLS FARGO ???
     
  4. PFunk

    PFunk Member

    I'm positive it a hard inquiry. There is nothing in front of it like the PR ARM etc. It just says Wells Fargo Financial. There is at least 7 or 8 of them.

    What can I do to make them stop?
     
  5. GEORGE

    GEORGE Well-Known Member

    DISPUTE THEM A.S.A.P.

    Then call WELLS FARGO and TELL them to STOP immediately...don't ask them~~~TELL THEM!!!
     
  6. whyspers

    whyspers Well-Known Member

  7. PFunk

    PFunk Member

    This may sound dumb but who do I dispute them with? Equifax? I'm really new to this and I appreciate all the help!
     
  8. GEORGE

    GEORGE Well-Known Member

    Dispute with EQUIFAX..."NO PERMISSABLE PERPOSE"
    Tell WELLS FARGO to STOP pulling your credit report every month.
     

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