Creditor only able to validate 3 out of 6 accounts

Discussion in 'Credit Talk' started by kyle, Sep 28, 2015.

  1. kyle

    kyle New Member

    I have a question. I have sent a debt validation letter to a collection agency to validate 6 accounts they are trying to collect on and they have only sent me validation on 3 accounts. How much longer do they have to validate the 3 other accounts?
  2. jam237

    jam237 Well-Known Member

    There is no time limit for them to validate. The only thing (if the validation was sent within 30 days of receipt of their first communication) is that they can not continue to collect, until after they've obtained and mailed the validation.

    The important part is OBTAINING, if they printed something off of their computers as validation, they did not OBTAIN the validation from the original creditor.
  3. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Hey Kyle, I'm curious how this played out for you with the collection agency. Did you ever receive validation on the other 3 accounts?

    Please come back and give us an update on your situation, and we look forward to helping you. Cheers!

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