Has anyone had any success getting items removed from their report when the creditor will only refer you to the CA? I have an old CC charge-off that is only being reported by the creditor. I called them and PFB'ed them to negotiate but they will only refer me to the CA (NCO...argh!) who I have never heard from. I don't know if the account was assigned or bought. I'm not sure how to proceed and don't know if I have a leg to stand on as far as getting this removed from my CR. Plus, I don't have time to go for validation. Any suggestions?
I just sent PBM a note suggesting he put it in the sample letter section. LK If you have any mods or do not want it posted in the sample section, send him a note. -Peace, Dave
This letter is perfect. The CA referral didn't make any sense to me either. That would just delay the process even more (which of course is what they want). Thanks Dave and Lizardking.
