I had a car repossed, and the dealer had cosigned for the loan. The dealer paid the finance company off, but now the finance company is reporting the car as repossed paid by dealer in the memo section of my report. They are not reporting any delinquencies and or any balance. Can they do this? For all they know the dealer and I agreed to these terms. Finally. Should I make a stink about it? Right now it is showing as a good trade.