Hello all, I had been on this forum a few years ago and now I am two weeks post BK CH7 and repairing my credit. Here is the situation We never reaffirmed a debt in bankruptcy but kept on paying a loan to keep our car since it was secured. I disputed the tradeline with Experian because the creditor was not reporting my discharge properly. When the investigation results came in I was shocked to see they have it listed as "reaffirmed" (Not true must be by court order) "Late" (they are not supposed to reports payments discharged) " oweing $3,100" ( again discharged) Wrong file date for bankruptcy "Paying on debt Previously in BK" (not true that it was "Previous") How should I go about fixing this? thanks Diane