Creditor reporting false info

Discussion in 'Credit Talk' started by Diane1432, Aug 1, 2005.

  1. Diane1432

    Diane1432 Active Member

    Hello all,

    I had been on this forum a few years ago and now I am two weeks post BK CH7 and repairing my credit.

    Here is the situation

    We never reaffirmed a debt in bankruptcy but kept on paying a loan to keep our car since it was secured.

    I disputed the tradeline with Experian because the creditor was not reporting my discharge properly.

    When the investigation results came in I was shocked to see they have it listed as


    "reaffirmed" (Not true must be by court order)

    "Late" (they are not supposed to reports payments discharged)

    " oweing $3,100" ( again discharged)

    Wrong file date for bankruptcy

    "Paying on debt Previously in BK" (not true that it was "Previous")


    How should I go about fixing this? thanks Diane
     

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