"We held your loans for a year. During that time if we reported your delinquencies they would be: 30 days past due: 1, 60 days past due: 2, 90 days past due: 7." This is the only portion of the letter im starting to worry about. I already sent this to equifax to have this account updated for something else, but will they update the history even though it doesnt directly say that its going to be updated? Im hoping that because it says "if we reported" that they wont update the info. What do you all think?