If a creditor were to sue you in Texas, what are the repercussions other than getting a judgment against you? I already know that wage garnishment and property liens are not allowed in Texas, so the only other option I see that the creditors have after getting a judgment against you is to hope that you will somehow decide to pay. Once the judgment has been obtained against you, how can they make you pay? Since judgments are civil matters there really isn't anything legal they can do to force you to pay right? I am sure they can go the credit card fraud route, but that seems like it would be too costly and too much of a risk to take a chance at losing at court (unless the debt is substantial enough to justify the associated fees). Iâ??m not being sued (yet), just wondering what they can do if they do obtain a judgment against you.
On the collection thread at www.freeadvice .com there is a poster named "Halket" who is a judgment recovery lawyer in Tx. SOmeone posted a similar question a couple of months ago. Turns out, there is one hell of a lot a determined creditor can do to you. I've forgotten a lot of the specifics but, post that question over there for details.
