Creditors-which report?

Discussion in 'Credit Talk' started by keltexx, Apr 29, 2002.

  1. keltexx

    keltexx Well-Known Member

    Just wondering if anyone has had any success w/ getting creditors to tell you which report they use prior to pulling? I asked 3 lendors about this last week for a car loan, and none of them would say.

    If you have had success w/ this, was it difficult?
     
  2. thecatslai

    thecatslai Well-Known Member

    Nordstrom told me. I called their credit customer service to ask if I would be approved before I applied. He said they use Experian and that my score was just a few points shy of approval. I decided to pay some stuff off, watch for the score to go up and call back. He wouldn't tell me the exact score they were looking for but told me I was close.

    Kim
     

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