It must be AFTER because I have been using it since November and never been charged. I cancel and re-join again after 2-3 days. I just choose a new user name and use the same information.
Thanks Christi. Looks like it didn't charge me yet. I'm glad because now realize it doesn't provide a score! I am going to cancel before 30 days. nyyanks81...CreditExpert provides unlimited access to your up-to-the-minute Experian report and so-called score. Looks like CreditWatch allows 6 pulls of your up-to-the-minute Equifax report but no score.
My mistake. I thought post said credit expert!!! I haven't ever been charged for credit watch either. I have used the free 6 reports twice now, used up one batch and it gave me a new batch to use!!
does pulling your own report hurt the score? and how long do the inquiries last when u pull your own report
Wow six more! Cool way to monitor disputes! I noticed that Equifax doesn't wait until the 30 day are up to update all disputed accounts. They will update early if the creditor response. Oh yea all the talk about taking up to 90 days to have an account deleted is BS!!! I checked my EQ on 02/20 and this particular account was on there. The creditor sent me a letter dated 02/22 saying they will delete. Well it's gone and didn't take 90 days.
Just checked Creditwatch, all my disputes are still in process, I disputed a $500 dollar charge-off with CA gulfstate, it appears twice, will now they are reporting it as OSI as well!! Also noticed that no one pulls equifax with me, besides a damn CA, everything is pulled from Experian, TU only shows car loan inquries in the past. I guess Experian should be my #1 concern.
I cancelled 3 times with them within the 30 days and they STILL charged me. Just disputed it with cc company since now they won't bother replying to me. Ozzy.
